Tuesday, February 17, 2015
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Sunday, October 3, 2010
Wednesday, September 22, 2010
Tuesday, September 7, 2010
Saturday, September 4, 2010
Thursday, August 26, 2010
You just found a GREAT deal! You see the potential
and know that with some improvements this could be a GREAT home.
But there’s just one little problem …
The purchase of a house that needs repair is often a catch-22 situation
because the bank won't lend the money to buy the house until, the repairs are complete! and the repairs, can't be done until the house has been purchased.
HUD's 203k program can help you with this problem
and allow you to purchase
With the F.H.A. 203K you can Purchase upgrade and repair the property all under the same loan!
Repair or replace the roofing! flooring plumbing or electrical systems
Remodel the Kitchen & the Bathrooms...
Purchase and install appliances including free standing stove, Refrigerators, washers dryers, dishwashers and microwave ovens,
The 203K Streamline is an all in one limited repair loan,
It allows borrowers to finance the purchase of an existing home
and make improvements or upgrades up to $35,000 before moving in.
There is no minimum repair costs and the buyer must occupy the property.
Investors are not eligible!
To find out more about the 203K Home Improvement Loan
Monday, August 16, 2010
Loan Mortgage Approval Makes buying much Easier!
When buying a home, the process can be very stressful. Hey, no pain, no gain. Getting pre-approved for a mortgage can reduce stress levels.
Sellers are asking Buyers for proof that they can buy with a pre-approval letter; many will not even accept offers from potential Buyers until they know they can buy and close.
Going house hunting with knowing what you exactly qualify for will help you be sure that you can afford the home before you have fallen in love with a home, that is beyond your means.
This leads to your agent having easier negotiations with the seller and less frustration all around, when the dream home is found, and you know you can get a loan.
Getting pre-approved involves the application process.
The mortgage lender will analyze what type of mortgage you can qualify for and lay out the specific requirements including the down payment and the maximum monthly payment amount you can afford.
Once a lender approves you for a loan, a magical thing happens. The lender will issue a pre-approval letter, indicating the lender has approved you for a loan, and specific amount of the loan.
The pre-approval letter is the golden key in the home purchasing process.
By getting a pre-approval letter, you are sure of a few things:
You know how much you qualify for
You know you can afford the payment
You know about how much you will need for a down payment
You know if there are any concerns and alert you to problems or issues that need to be addressed. That way problems can become resolved as you go through the process of finding a home
There are plenty of homes to choose from and rates are still low. So... see how much can you qualify for? Find pot how easy the process can be and make the buying process much easier.
To start the process go to http://www.getwealthyfl.com/ and click loan approvals for a pre approval letter today!